Need expert help updating Optional Insurance Mod for 1.3.8

OK, I had updated the Optional Insurance mod that had been hanging around. I got it working for 1.3.6 and 1.3.7 (and earlier), but since 1.3.8 came out, it is broken.

www.zen-cart.com/forum/showthread.php?t=83320

Need Home Owner Insurance

In July of 2002, owner in Broward County, FL, Florida complained to their protection commissioner that mold in their native soil was assembly them sick and their indemnity means were negate to pay.

www.multimediahouse.com/insurance_florida/insurance_florida/08/need-home-owner-insurance/

You Need Not Ignore Accident Insurance Programs

Accidents happen at anytime of the year and anywhere. You may not want it to happen to you or your loved ones, but you can never predict when is it going to happen or how to avoid them in case they are coming you way.

insuranceagentslvtikozt.blogspot.com/2007/01/you-need-not-ignore-accident-insurance.html